ONE – Mobile Banking 4.22.0

ONE – Mobile Banking 4.22.0

One Finance, Inc. – Freeware – iOS
out of 52890 votes
Latest Version
4.22.0
Safe to install

Simplify Your Banking with ONE – Mobile Banking App

Minh Ong

ONE offers a user-friendly mobile banking experience tailored for modern consumers, combining seamless functionality with secure financial management tools.
2025 Editor's Rating
EXCELLENT User Rating

Open an account for free today with no impact to your credit score.

Banking services and ONE card are provided by Coastal Community Bank, a member of the FDIC, under license by Mastercard® International. Deposits are insured up to $250,000 per depositor.

No monthly fees

  • No monthly fees or minimum balances.

A better gain plan

  • Earn 5.00% APY on your savings balances, with eligible deposits up to $250,000. Additionally, receive 1.00% APY on the rest of your savings balances.

3% cash back at Walmart

  • Earn 3% cash back at Walmart with eligible deposits, up to $50 a year. Terms apply.

Cash rewards

  • Earn cash back for shopping at some of your favorite brands. Cash back is added to your savings automatically. No activation, no coupons, no hassle.

Free overdraft protection

  • Get up to $200 in overdraft protection with eligible direct deposits.

What's better than payday? Early payday.

  • Get your paycheck up to 2 days early.

Add or take out cash for free

  • Use your ONE debit card at any Walmart cashier, MoneyCenter, or Customer Service desk with no fees.
  • Use your in-app barcode to take out cash for free at any Walmart MoneyCenter or Customer Service desk when you have eligible direct deposits.
  • Use 55,000+ Allpoint ATMs for free with eligible direct deposits.

For ONE Retail Cards purchased at an in-store retail location, a $5 ONE Retail Card fee will be applied 15 days after purchase and then every month until you apply for a ONE account, are approved, and make an additional deposit.

5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. 5.00% APY also applies to Pay Autosave and Even Save balances. In all instances 5.00% APY is limited to a total Savings balance up to $250,000.

All other Savings balances will earn 1.00% APY. APYs are as of 8/25/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.

Based on the FDIC's National Deposit Rate for Savings as of July 17, 2023. See FDIC website for more information.

To receive 3% cash back, eligible customers must have received $500 or more of eligible direct deposits in the previous month or have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other ONE promotions that offer cash back on purchases at Walmart. Terms apply.

Cash back can be earned through the Cash Rewards Program. Terms apply.

Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.

ONE is a financial technology company, not a bank.

Overview

ONE – Mobile Banking is a Freeware software in the category Business developed by One Finance, Inc..

The latest version of ONE – Mobile Banking is 4.22.0, released on 08/04/2024. It was initially added to our database on 09/13/2023.

ONE – Mobile Banking runs on the following operating systems: iOS.

Users of ONE – Mobile Banking gave it a rating of 5 out of 5 stars.

Pros

  • User-friendly interface for easy navigation
  • No hidden fees or charges
  • High interest rate on savings accounts
  • Integration with budgeting tools
  • Real-time transaction notifications
  • Cash back rewards on certain purchases
  • 24/7 customer support availability

Cons

  • Limited physical branch access
  • Some features may require a monthly subscription
  • May not be suitable for complex financial needs
  • Mobile app can have occasional bugs or glitches
  • Not all financial products are available compared to traditional banks

FAQ

What is ONE – Mobile Banking?

ONE – Mobile Banking is a mobile application offered by One Finance, Inc. that allows users to manage their finances, make transactions, and access banking services directly from their smartphones.

Is ONE – Mobile Banking free to use?

Yes, downloading and using the ONE – Mobile Banking app is free, although some services may incur fees.

How secure is ONE – Mobile Banking?

ONE – Mobile Banking uses advanced encryption and security measures such as multi-factor authentication to protect user data and transactions.

What features does the ONE app offer?

The app offers features such as account management, money transfers, bill payments, budgeting tools, and financial insights.

Can I deposit checks using ONE – Mobile Banking?

Yes, the app includes a mobile check deposit feature that allows you to deposit checks by taking a photo with your smartphone camera.

Do I need an existing bank account to use ONE – Mobile Banking?

While you can use the app for various financial activities, creating an account with One Finance, Inc. is necessary to access most features.

Is customer support available for ONE – Mobile Banking users?

Yes, One Finance, Inc. provides customer support through various channels including in-app messaging, email, and phone support.

Can I use ONE – Mobile Banking internationally?

The availability of services may vary by country. It’s advisable to check with One Finance regarding international usage.

How do I manage my budget using the ONE app?

The ONE app offers budgeting tools that allow you to set financial goals, track spending categories, and gain insights into your finances.

Where can I download the ONE – Mobile Banking app?

You can download the ONE – Mobile Banking app from the Apple App Store or Google Play Store depending on your device.


Minh Ong

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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